Short, plain-language courses on the programs, paperwork, and numbers behind buying or refinancing a home in Colorado. Each one takes a single topic deep enough to make the decision, and none of them assume you already speak the language.
New courses added as we build them
Every course stands on its own. Go at your own pace, with no pressure. Filter by topic if you already know what you're looking for.
The whole purchase in the order it actually happens: pre-approval, house hunting, offer, inspection, appraisal, underwriting, closing. If you take one course before you start, take this one.
First-time buyerColorado's assistance programs, who qualifies, what the money covers, and how it pairs with your first mortgage.
Down payment helpHow scores are built, what a lender actually pulls and weighs, and the moves that help before you apply.
CreditCHFA's program for Colorado educators and school staff. Who it's for, what it offers, and how it fits a purchase.
EducatorsVA loan basics for veterans, active duty, and surviving spouses. Entitlement, the funding fee, and how the process differs.
VA loansWhen a refinance pays off, rate-and-term versus cash-out, and how to run the break-even math yourself.
RefinanceThe VA Interest Rate Reduction Refinance Loan: who qualifies, what the streamline skips, and when it's worth doing.
VA IRRRLFor self-employed borrowers: how deposits are analyzed, what documentation is required, and where the flexibility ends.
Bank statementsDebt Service Coverage Ratio lending for investors. How the ratio is calculated and how a property qualifies on its own income.
Investor loansA plain-English glossary of the words you'll hear at application, in underwriting, and on the closing disclosure.
GlossaryIf you're not sure which course applies, start with the situation that sounds most like yours, then work down the list.
Most buyers start at step one and work straight through.
Already have a VA loan? Take the IRRRL course second.
Both programs trade standard income docs for other proof. The courses explain which.
Each course stands on its own, but a fifteen-minute call with our team will tell you which program fits your scenario and what your next steps are.
Prefer to talk now? Call 720-580-1346
