Denver native, father of 3 daughters, avid tennis player & skier. Married 25 years to my wife Gabriela, a native Austrian and fitness goddess. Started in the mortgage business in 1995 as a way to help our financial planning clients. In 2000 went full time in the industry with my own firm, Wellington Mortgage. After the financial crisis, I worked for a larger banking institution for 8 years. Now I’m back where I belong on the broker side offering unparalleled rates and leading tech solutions.